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How is the cash advance rate different to the normal interest rate

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Advance stores in your location:

Ace Cash Express Inc, 1750 Sunshadow Dr Ste 122, Casselberry FL, 32707, 407-695-1133
CIC FINANCIAL INC, 4917 Dixie Hwy, Louisville KY, 40216, 502-447-8748
MONEYTREE, 3159 W State St, Boise ID, 83703, 208-338-6669
Jiffy Cash, Huntsville, Huntsville AL, 35801, 256-852-1010
Cash Store, 11950 Northeast Glisan Street, Portland OR, 97220, 503-257-3380
Merchantsmart Payment Systems, 8326 Mentmore Drive, Spring TX, 77379, 281-655-1880
Check Into Cash, 4844 West Broad Street, Columbus OH, 43228, 614-851-1760
Check Cashers-National Check Cashers - Pay Advance Center, 6428 Winchester Boulevard, Canal Winchester OH, 43110, 614-834-0500
PAY DAY EXPRESS, 7020 Douglas Ave, Urbandale IA, 50322, 515-278-9696
California Budget Finance, 611 Blossom Hill Road, San Jose CA, 95123, 408-225-5626
SIGNATURE LOAN CO, 713 Main St Ste B, Nashville TN, 37206, 615-255-5626

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We provide a quick and easy way to get money when you’re in a bind or have an emergency. Simply put, a payday loan is a cash advance from your next paycheque. You pay a flat rate for the amount borrowed, and your loan and fees are due to be paid back on or around your next pay date.

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3 Simple Steps

1. Get matched

Complete your request online, over the phone, or in a store in just minutes.

2. Get results fast

We process your information and lenders approve fast. Get a loan offer when you need it most!

3. Funding

Your loan can be funded as fast as on the same business day.

Disclaimer: Short-term loans are emergency credit products of relatively small amounts designed for short-term financial issues only and can become an expensive product if used for long-term purposes. The owner and operator of Our Payday Loan Service is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. All the data concerning short-term loan products and the industry is presented on the website for information purposes only. Our Payday Loan Service does not endorse any particular lender, nor does it represent or is responsible for the actions or inactions of the lenders. Our Payday Loan Service does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Short-term loans are not available in all the states. Not all the lenders in the network can provide the loans up to $1,000. Our Payday Loan Service cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a short-term loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents. The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.

APR Representative: APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since Our Payday Loan Service is not a lender and has no information regarding the terms and other details of short-term loan products offered by lenders individually, Our Payday Loan Service cannot provide the exact APR charged for any loan product offered by the lenders. The APRs greatly vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant. Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by the lenders. These financial and non-financial actions have nothing to do with Our Payday Loan Service, and Our Payday Loan Service has no information regaining whatsoever actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed in any particular loan agreement in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a short-term product.

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